25 Make Epic Money Quotes from Ankur Warikoo
Make Epic Money is a personal finance book by Ankur Warikoo with the same basic teachings shared in other books on personal finance. It also debunks financial myths and psychological biases. It's part money mindset, part learning, and part growth.
What makes it different is that it gives you action plans to build wealth. Ankur shared invaluable insights, distilling complex concepts into accessible, actionable strategies. It has listed several thumb rules, suggestions and templates to help you manage your money. And it's all set and described in the Indian context.
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This article lists the best Make Epic Money quotes I found in the book. Discover how to earn, spend and make your money work just as hard for you as you do for it.
1) Money only works because we all believe in it.
2) Your beliefs can ruin you financially. Or they can set you up for life. Change your beliefs, change everything.
3) A salary helps you earn a living. But it also locks you in. You trade your time for money.
4) Professional degrees help you earn a living. Financial literacy helps you build wealth. The secret is learning to think like a wealthy person.
5) Earning gives you financial stability. It doesn't give you financial independence.
6) Your dominant goal with your money and time should be to build and buy assets.
7) Does it earn you money? Yes? Asset. No? Possession. Maybe even a liability.
8) The ultimate goal is to move towards a passive income stream where you don't have to spend your time to make money.
9) What you need is discipline. Budget your expenses. Budgeting forces you to distinguish between essential spending and discretionary spending.
10) Before you let emotions in, let your rational side take over. Run the numbers first.
11) Break down your income: 50% on basic needs, 30% on your wants, and 20% on savings.
12) When you receive an increment: 50% of your increment goes to your investments, 30% goes to wants, and 20% to your needs.
13) When you take out your ego expenses from what you're left with after your needs, that's savings.
14) Acknowledge the ego. Face it. Then, rise above it. Stay true to yourself. Stay authentic. Every single time.
15) Saving does not equal stopping spending. You don't have to give up what you love.
16) If you really want to buy something big, wait for 30 days. Chances are you'll decide you don't need it.
17) Treat your credit card like a debit card. Swipe only when you have the cash.
18) Wealth can be created instead of just being distributed.
19) We that investing is about quick gains. In reality, it's a slow climb. A steady progression to build wealth over time.
20) No investment is worth it if it gives you returns while taking away your sleep.
21) Starting early is the way to go. But it's never too late to start.
22) Risk can't be eliminated. It can only be understood and managed.
23) Hope is great. Blind optimism is not.
24) Choose logic over hype. Choose facts over fiction. Every single time.
25) Admit a bad choice and move forward. Onwards and upwards!
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